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What We're Following Today June 16, 2020

54% of Americans Concerned About Paying Their Mortgage Amid Coronavirus

A new survey on was brought to my attention by Antonnella Hooper of Red Ventures. She sent me to some research about American’s concerns about mortgages based on the current COVID 19 environment. What is interesting about this particular bit of information is also that there are MANY of those who were concerned who didn’t do any form of outreach (~60%) to their lenders (mortgage or auto) to understand what options might be available to them if financial stress due to COVID comes up.

We’re among the many who have not called up yet, but I know my neighbor called within the first two weeks of Connecticut’s shut down. Even if he doesn’t need lenience, at least he’s aware of what he’ll have to do if the need arises…perhaps we should at least be aware, even if we don’t plan on using it…

In-keeping With Mortgages - Can First Time Homebuyers Get Downpayment Assistance? had an article today targeting First Time homebuyers and some of their concerns about getting enough of a downpayment to get the mortgage for the home they desire. Add to that, COVID 19 and what does the landscape look like?

According to the writer [Casey Morris], there has not been too much of an interruption in help during the COVID crisis. Will that change in the future? Good question, but for now, things seem to be working “normally”. If you know someone looking to buy their first home, there are some good pieces of information about the help and resources available to them.

Reason #13 I love America leading up to July 4

The Declaration of Independence - Let’ first look at the stones it took to basically all come together (multiple colonies), overcome very different points of view on the future of the country and basically focus the formation and independence of our country down to 3 basic human rights. Foresight, commitment, and courage are three adjectives that underestimate the importance of this vision and work when confronting the crown.

“We hold these truths to be sacred & undeniable; that all men are created equal & independent, that from that equal creation they derive rights inherent & inalienable, among which are the preservation of life, & liberty, & the pursuit of happiness.”

Do we have the ability to make the compromises necessary to direct policy today? Tough to say…

The document took 17 days for Jefferson to pen with committee input and in between other commitments, but while we often associated Jefferson with the document, circumstances put the task in his hand…if Richard Henry Lee’s wife hadn’t become ill, we may very well have had a different look and feel to the declaration…

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